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Credit report monitoring
From Wikipedia, the free encyclopedia
Credit Report Monitoring is the monitoring of your Credit Report in order to detect any suspicious activity or change in your Credit Report. Companies offer such service on a subscription basis, typically granting you: regular access to your Credit Report, alerts of critical changes to your Credit Report, and additional services. Credit Monitoring can help you detect credit related fraud and Identity Theft.
In the U.S. whenever obtaining Credit Reports, or Credit Monitoring, such services are typically available either as 1-Bureau service (with data access to only one of the 3 national credit reporting bureaus), or 3-Bureau service (with access to data to all 3 national credit reporting bureaus). It is often advisable to see data with all 3 bureaus to detect Identity Theft.
Companies providing Credit Monitoring will typically alert you to important activity such as credit inquiries, public records, delinquincies, negative information, employment changes, new accounts, address changes, etc...
- Credit Monitoring Credit Monitoring, GammaWealth Strategy & Research, LLC, Bethesda, MD, USA (extracted with permission)]
- Frequently Asked Questions www.creditlock.com, Frequently Asked Questions & Additional Information about Credit Monitoring