Peer to Peer Banking

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Peer to Peer Banking is an online system that allows individual members to complete financial transactions with one another by using an auction style process that lets members offer loans for a specific amount and at a specific rate. Buyers have the option to look for an amount and rate of interest that meets their needs.

All members are categorized by their risk level. Members can browse for other people based on various demographic information.

Since P2P banking does not use third party banking institution intermediaries the rates and terms are often much more favourable for the members.

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